Enova International, Inc. financial data

Symbol
ENVA on NYSE
Industry
Personal Credit Institutions
Location
175 West Jackson Blvd., Suite 600, Chicago, IL
State of incorporation
Delaware
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2024 - Jul 24, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 278 % +30.4%
Return On Equity 14.9 % -11.5%
Return On Assets 3.93 % -26.7%
Operating Margin 20.1 % -8.84%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 26.4M shares -14.3%
Common Stock, Shares, Outstanding 26.5M shares -14.2%
Entity Public Float 899M USD -26.9%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 26.9M shares -13.3%
Weighted Average Number of Shares Outstanding, Diluted 27.9M shares -13.2%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 2.37B USD +23.3%
General and Administrative Expense 166M USD +14.3%
Operating Income (Loss) 477M USD +12.4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 235M USD -11.3%
Income Tax Expense (Benefit) 56.7M USD -10.4%
Net Income (Loss) Attributable to Parent 178M USD -11.5%
Earnings Per Share, Basic 6.26 USD/shares -2.34%
Earnings Per Share, Diluted 6 USD/shares -3.07%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 60.1M USD -39.9%
Property, Plant and Equipment, Net 115M USD +16.1%
Operating Lease, Right-of-Use Asset 13.2M USD -20.1%
Intangible Assets, Net (Excluding Goodwill) 15M USD -35%
Goodwill 279M USD 0%
Assets 4.82B USD +23.3%
Deferred Income Tax Liabilities, Net 115M USD +10.7%
Liabilities 3.67B USD +38%
Accumulated Other Comprehensive Income (Loss), Net of Tax -10.7M USD -79.5%
Retained Earnings (Accumulated Deficit) 1.59B USD +12.6%
Stockholders' Equity Attributable to Parent 1.15B USD -8.15%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 1.15B USD -8.15%
Liabilities and Equity 4.82B USD +23.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 349M USD +23.6%
Net Cash Provided by (Used in) Financing Activities -54M USD -261%
Net Cash Provided by (Used in) Investing Activities -443M USD -116%
Common Stock, Shares Authorized 250M shares 0%
Common Stock, Shares, Issued 46.4M shares +2.89%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -149M USD -235%
Deferred Tax Assets, Valuation Allowance 16M USD +44.6%
Deferred Tax Assets, Gross 58.3M USD +24.4%
Operating Lease, Liability 26.5M USD -6.6%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 210M USD -17.8%
Lessee, Operating Lease, Liability, to be Paid 43.7M USD +3.53%
Property, Plant and Equipment, Gross 240M USD +14.4%
Lessee, Operating Lease, Liability, to be Paid, Year Two 3.4M USD -62.7%
Lessee, Operating Lease, Liability, to be Paid, Year One 3.29M USD -65.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure -9.88%
Deferred Income Tax Expense (Benefit) 14.5M USD +252%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 16.6M USD +93.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three 3.72M USD -59.8%
Deferred Tax Assets, Operating Loss Carryforwards 9.19M USD +1.78%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 25M shares 0%
Unrecognized Tax Benefits 193M USD +74.7%
Lessee, Operating Lease, Liability, to be Paid, Year Four 4.99M USD -41.4%
Operating Lease, Payments 7.74M USD -27.7%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense 242M USD +54.1%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%