BM Technologies, Inc. financial data

Symbol
BMTX, BMTX-WT on NYSE
Industry
State Commercial Banks
Location
201 King Of Prussia Road, Suite 650, Wayne, PA
State of incorporation
Delaware
Fiscal year end
December 31
Former names
Megalith Financial Acquisition Corp (to 12/22/2020)
Latest financial report
10-Q - Q2 2024 - Aug 14, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 123 % -29.6%
Debt-to-equity 67.5 % +31.2%
Return On Equity -39.3 % +4.89%
Return On Assets -23.5 % +14%
Operating Margin -21.7 % +42.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 12.1M shares +2%
Common Stock, Shares, Outstanding 12.1M shares +1.89%
Entity Public Float 25M USD -51%
Common Stock, Value, Issued 1K USD 0%
Weighted Average Number of Shares Outstanding, Basic 11.8M shares +1.92%
Weighted Average Number of Shares Outstanding, Diluted 11.8M shares +1.92%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 58M USD -5.84%
Costs and Expenses 70.5M USD -16.8%
Operating Income (Loss) -12.6M USD +45.9%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -12M USD +44.2%
Income Tax Expense (Benefit) 15K USD -100%
Net Income (Loss) Attributable to Parent -12M USD +35.2%
Earnings Per Share, Basic -1.03 USD/shares +35.2%
Earnings Per Share, Diluted -1.03 USD/shares +34%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 12.5M USD +8.1%
Accounts Receivable, after Allowance for Credit Loss, Current 6.25M USD -11.7%
Assets, Current 22.1M USD -24.7%
Property, Plant and Equipment, Net 448K USD -15.6%
Operating Lease, Right-of-Use Asset 0 USD
Goodwill 5.26M USD 0%
Other Assets, Noncurrent 0 USD -100%
Assets 48M USD -18.9%
Contract with Customer, Liability, Current 11.3M USD +37.3%
Liabilities, Current 21.7M USD +9.18%
Contract with Customer, Liability, Noncurrent 3K USD
Other Liabilities, Noncurrent 0 USD -100%
Liabilities 21.9M USD +3.54%
Retained Earnings (Accumulated Deficit) -44.9M USD -36.5%
Stockholders' Equity Attributable to Parent 26.1M USD -31.3%
Liabilities and Equity 48M USD -18.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 2.34M USD
Net Cash Provided by (Used in) Financing Activities -176K USD +92.8%
Net Cash Provided by (Used in) Investing Activities -1.82M USD -32.1%
Common Stock, Shares Authorized 1B shares 0%
Common Stock, Shares, Issued 12.1M shares +1.89%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 342K USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 12.5M USD +8.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 0 USD -100%
Deferred Tax Assets, Valuation Allowance 34.7M USD +15.8%
Operating Lease, Liability 0 USD
Depreciation 100K USD 0%
Payments to Acquire Property, Plant, and Equipment 30K USD -63.4%
Lessee, Operating Lease, Liability, to be Paid 56K USD -92.8%
Property, Plant and Equipment, Gross 1.51M USD -27.4%
Operating Lease, Liability, Current 0 USD -100%
Operating Lease, Weighted Average Discount Rate, Percent 0 pure -100%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 0 USD -100%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 0 USD
Operating Lease, Payments 0 USD -100%
Additional Paid in Capital 71M USD +0.11%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 320K USD 0%
Deferred Tax Assets, Net of Valuation Allowance 143K USD -63.9%
Interest Expense 0 USD -100%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%