California BanCorp \ CA financial data

Symbol
BCAL on Nasdaq
Industry
National Commercial Banks
Location
12265 El Camino Real, Suite 100, San Diego, CA
State of incorporation
California
Fiscal year end
December 31
Former names
Southern California Bancorp \ CA (to 7/29/2024)
Latest financial report
10-Q - Q2 2024 - Aug 12, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 703 %
Return On Equity 5.59 % -51.6%
Return On Assets 0.7 %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 18.5M shares +1.37%
Common Stock, Shares, Outstanding 18.5M shares +1.37%
Entity Public Float 155M USD
Common Stock, Value, Issued 224M USD +1.5%
Weighted Average Number of Shares Outstanding, Basic 18.5M shares +1.37%
Weighted Average Number of Shares Outstanding, Diluted 18.8M shares +1.09%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 23.2M USD -45%
Income Tax Expense (Benefit) 7.13M USD -39.9%
Net Income (Loss) Attributable to Parent 16.1M USD -47%
Earnings Per Share, Basic 0.87 USD/shares -48.5%
Earnings Per Share, Diluted 0.86 USD/shares -47.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 105M USD +0.1%
Deferred Income Tax Assets, Net 11.1M USD -5.02%
Property, Plant and Equipment, Net 12.7M USD -8.46%
Operating Lease, Right-of-Use Asset 8.3M USD +5.67%
Intangible Assets, Net (Excluding Goodwill) 1.07M USD -24.1%
Goodwill 37.8M USD 0%
Assets 2.29B USD -0.67%
Liabilities 2B USD -1.72%
Accumulated Other Comprehensive Income (Loss), Net of Tax -6.49M USD +1.11%
Retained Earnings (Accumulated Deficit) 75.7M USD +27%
Stockholders' Equity Attributable to Parent 293M USD +7.11%
Liabilities and Equity 2.29B USD -0.67%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 8.05M USD -55.9%
Net Cash Provided by (Used in) Financing Activities -70.8M USD -2049%
Net Cash Provided by (Used in) Investing Activities 62.5M USD
Common Stock, Shares Authorized 50M shares 0%
Common Stock, Shares, Issued 18.5M shares +1.37%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -251K USD -102%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 105M USD +0.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9.59M USD +139%
Deferred Tax Assets, Gross 17.1M USD +7.89%
Operating Lease, Liability 10.9M USD +5.17%
Depreciation 370K USD -10.2%
Payments to Acquire Property, Plant, and Equipment 89K USD +12.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 16.2M USD -42.8%
Lessee, Operating Lease, Liability, to be Paid 14M USD
Property, Plant and Equipment, Gross 21.8M USD +2.18%
Lessee, Operating Lease, Liability, to be Paid, Year Two 2.53M USD
Lessee, Operating Lease, Liability, to be Paid, Year One 2.73M USD
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Deferred Income Tax Expense (Benefit) 1.64M USD +26.6%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.93M USD
Lessee, Operating Lease, Liability, to be Paid, Year Three 2.36M USD
Deferred Tax Assets, Operating Loss Carryforwards 1.43M USD -7.32%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 50M shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 2.25M USD
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 338K USD -19.7%
Interest Expense 35.8M USD +281%