Open Lending Corp financial data

Symbol
LPRO on Nasdaq
Industry
Personal Credit Institutions
Location
1501 S. Mopac Expressway, Suite #450, Austin, TX
Fiscal year end
December 31
Former names
Nebula Parent Corp. (to 6/12/2020)
Latest financial report
10-Q - Q2 2024 - Aug 9, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 1.38K % -17.8%
Debt-to-equity 79.2 % +3.34%
Return On Equity 2.9 % -85.8%
Return On Assets 1.62 % -86%
Operating Margin 7.69 % -81.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 119M shares -1.2%
Common Stock, Shares, Outstanding 119M shares -1.2%
Entity Public Float 800M USD -11.1%
Common Stock, Value, Issued 1.28M USD 0%
Weighted Average Number of Shares Outstanding, Basic 119M shares -1.2%
Weighted Average Number of Shares Outstanding, Diluted 119M shares -1.82%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 98.4M USD -36.1%
Research and Development Expense 5.83M USD -11.1%
Selling and Marketing Expense 17.2M USD -8.18%
General and Administrative Expense 45.6M USD +9.44%
Operating Income (Loss) 7.57M USD -88.4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 8.44M USD -86.5%
Income Tax Expense (Benefit) 2.29M USD -87.6%
Net Income (Loss) Attributable to Parent 6.15M USD -86.1%
Earnings Per Share, Basic 0.05 USD/shares -86.1%
Earnings Per Share, Diluted 0.05 USD/shares -86.1%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 248M USD +10.5%
Accounts Receivable, after Allowance for Credit Loss, Current 4.44M USD -29.9%
Other Assets, Current 5.65M USD +89.6%
Assets, Current 293M USD +3.06%
Deferred Income Tax Assets, Net 66.3M USD +4.59%
Property, Plant and Equipment, Net 4.84M USD +60.5%
Operating Lease, Right-of-Use Asset 3.66M USD -14.9%
Other Assets, Noncurrent 3.7M USD -34.2%
Assets 383M USD -1.03%
Accounts Payable, Current 899K USD +2897%
Accrued Liabilities, Current 8.21M USD +9.65%
Liabilities, Current 22M USD +22.5%
Operating Lease, Liability, Noncurrent 3.11M USD -17.7%
Other Liabilities, Noncurrent 5.12M USD +30.4%
Liabilities 166M USD -0.97%
Retained Earnings (Accumulated Deficit) -186M USD +3.21%
Stockholders' Equity Attributable to Parent 217M USD -1.08%
Liabilities and Equity 383M USD -1.03%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 11M USD -62.7%
Net Cash Provided by (Used in) Financing Activities -1.96M USD +91.3%
Net Cash Provided by (Used in) Investing Activities -642K USD -91.6%
Common Stock, Shares Authorized 550M shares 0%
Common Stock, Shares, Issued 128M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 8.41M USD +23.9%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 252M USD +9.87%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3.54M USD +39.6%
Operating Lease, Liability 4.08M USD -12.1%
Payments to Acquire Property, Plant, and Equipment 0 USD -100%
Lessee, Operating Lease, Liability, to be Paid 4.94M USD -15.3%
Operating Lease, Liability, Current 632K USD +12.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two 945K USD +2.72%
Lessee, Operating Lease, Liability, to be Paid, Year One 919K USD +2.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.08 pure 0%
Deferred Income Tax Expense (Benefit) 2.15M USD +76.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 856K USD -28.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three 970K USD +2.65%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 4M USD +2.56%
Lessee, Operating Lease, Liability, to be Paid, Year Four 996K USD +2.68%
Additional Paid in Capital 500M USD -0.33%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 372K USD +52.5%
Deferred Tax Assets, Net of Valuation Allowance 76.1M USD -4.89%
Share-based Payment Arrangement, Expense 4.46M USD +150%
Interest Expense 11M USD +48.9%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%