Ponce Financial Group, Inc. financial data

Symbol
PDLB on Nasdaq
Industry
Savings Institution, Federally Chartered
Location
2244 Westchester Ave, Bronx, NY
State of incorporation
Maryland
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2024 - Aug 8, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 461 % +18.5%
Return On Equity 1.77 %
Return On Assets 0.32 %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 23.8M shares +0.67%
Common Stock, Shares, Outstanding 23.8M shares -1.88%
Entity Public Float 184B USD -19.3%
Common Stock, Value, Issued 249K USD 0%
Weighted Average Number of Shares Outstanding, Basic 22.4M shares -3.44%
Weighted Average Number of Shares Outstanding, Diluted 22.4M shares -3.4%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 13.4M USD
Income Tax Expense (Benefit) 4.71M USD
Net Income (Loss) Attributable to Parent 8.71M USD
Earnings Per Share, Basic 0.39 USD/shares
Earnings Per Share, Diluted 0.39 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 103M USD -57.7%
Deferred Income Tax Assets, Net 13.2M USD -17.3%
Property, Plant and Equipment, Net 17M USD +0.71%
Operating Lease, Right-of-Use Asset 30.3M USD -6.43%
Assets 2.84B USD +6.36%
Liabilities 2.34B USD +7.47%
Accumulated Other Comprehensive Income (Loss), Net of Tax -16.6M USD +5.91%
Retained Earnings (Accumulated Deficit) 103M USD +9.16%
Stockholders' Equity Attributable to Parent 498M USD +1.46%
Liabilities and Equity 2.84B USD +6.36%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 1.46M USD -76.2%
Net Cash Provided by (Used in) Financing Activities 74.2M USD -65.6%
Net Cash Provided by (Used in) Investing Activities -80.1M USD +12.3%
Common Stock, Shares Authorized 200M shares 0%
Common Stock, Shares, Issued 24.9M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -4.47M USD -103%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 103M USD -57.7%
Interest Paid, Excluding Capitalized Interest, Operating Activities 28.6M USD +166%
Deferred Tax Assets, Valuation Allowance 10.4M USD -4.79%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 35.5M USD -10.7%
Operating Lease, Liability 31.9M USD -5.5%
Payments to Acquire Property, Plant, and Equipment 1.78M USD +656%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 9.75M USD
Lessee, Operating Lease, Liability, to be Paid 42.2M USD -7.68%
Property, Plant and Equipment, Gross 30.2M USD +0.96%
Lessee, Operating Lease, Liability, to be Paid, Year Two 3.72M USD -1.67%
Lessee, Operating Lease, Liability, to be Paid, Year One 3.86M USD +0.94%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) 667K USD +70.6%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 10.3M USD -13.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three 3.56M USD -1.85%
Deferred Tax Assets, Operating Loss Carryforwards 8.13M USD -10.8%
Preferred Stock, Shares Issued 225K shares 0%
Deferred Federal Income Tax Expense (Benefit) 773K USD
Preferred Stock, Shares Authorized 100M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 3.59M USD +2.83%
Preferred Stock, Shares Outstanding 225K shares 0%
Current State and Local Tax Expense (Benefit) 1.45M USD +32.7%
Current Federal Tax Expense (Benefit) 105K USD
Operating Leases, Future Minimum Payments, Due in Two Years 3.61M USD
Operating Leases, Future Minimum Payments, Due in Three Years 3.66M USD
Operating Leases, Future Minimum Payments Due 47.5M USD
Deferred State and Local Income Tax Expense (Benefit) 696K USD +80.1%
Interest Expense 76.4M USD +97.7%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%