OP Bancorp financial data

Symbol
OPBK on Nasdaq
Industry
State Commercial Banks
Location
1000 Wilshire Blvd., Suite 500, Los Angeles, California
State of incorporation
California
Fiscal year end
December 31
Latest financial report
Q1 2024 - May 15, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.05 K % -2.47%
Return On Equity 11.4 % -38.7%
Return On Assets 1 % -37.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 15 M shares -2.52%
Common Stock, Shares, Outstanding 15 M shares -1.89%
Entity Public Float 102 M USD -18.8%
Common Stock, Value, Issued 76 M USD -4.43%
Weighted Average Number of Shares Outstanding, Basic 15 M shares -1.91%
Weighted Average Number of Shares Outstanding, Diluted 15 M shares -2.1%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 2.32 M USD +35.9%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 30.1 M USD -34.3%
Income Tax Expense (Benefit) 8.53 M USD -35.1%
Net Income (Loss) Attributable to Parent 21.6 M USD -33.9%
Earnings Per Share, Basic 1.41 USD/shares -32.9%
Earnings Per Share, Diluted 1.41 USD/shares -32.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 139 M USD -23.3%
Deferred Income Tax Assets, Net 13.8 M USD +12%
Property, Plant and Equipment, Net 4.97 M USD +6.97%
Operating Lease, Right-of-Use Asset 8.86 M USD -6.29%
Assets 2.23 B USD +2.95%
Liabilities 2.04 B USD +2.67%
Accumulated Other Comprehensive Income (Loss), Net of Tax -16.8 M USD -6.99%
Retained Earnings (Accumulated Deficit) 124 M USD +13.1%
Stockholders' Equity Attributable to Parent 195 M USD +5.96%
Liabilities and Equity 2.23 B USD +2.95%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -3.15 M USD -107%
Net Cash Provided by (Used in) Financing Activities 85.7 M USD +27.3%
Net Cash Provided by (Used in) Investing Activities -34.5 M USD -149%
Common Stock, Shares Authorized 50 M shares 0%
Common Stock, Shares, Issued 15 M shares -1.89%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 48 M USD -51.3%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 139 M USD -23.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities 17.3 M USD +124%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 17.8 M USD -5.75%
Operating Lease, Liability 9.61 M USD -8.55%
Depreciation 1.33 M USD -0.82%
Payments to Acquire Property, Plant, and Equipment 90 K USD -84.5%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 20.5 M USD -15.6%
Lessee, Operating Lease, Liability, to be Paid 11.9 M USD -14%
Property, Plant and Equipment, Gross 17.3 M USD +9.14%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.72 M USD -30.1%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.59 M USD +4.82%
Operating Lease, Weighted Average Discount Rate, Percent 0.02 pure 0%
Deferred Income Tax Expense (Benefit) 54 K USD -96.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.58 M USD -29.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 2.09 M USD +29.4%
Preferred Stock, Shares Issued 0 shares
Deferred Federal Income Tax Expense (Benefit) 217 K USD -72.3%
Preferred Stock, Shares Authorized 10 M shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 2.01 M USD +1.93%
Operating Lease, Payments 2.51 M USD +11.5%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) 3.33 M USD -23.8%
Current Federal Tax Expense (Benefit) 6.24 M USD -21.6%
Share-based Payment Arrangement, Expense 1.3 M USD -1.07%
Deferred State and Local Income Tax Expense (Benefit) -214 K USD -172%
Interest Expense 59.2 M USD +177%