Regional Management Corp. financial data

Symbol
RM on NYSE
Industry
Personal Credit Institutions
Location
979 Batesville Road, Suite B, Greer, South Carolina
State of incorporation
Delaware
Fiscal year end
December 31
Latest financial report
Q1 2024 - May 3, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 437 % +0.71%
Return On Equity 6.86 % -36.3%
Return On Assets 1.28 % -36.7%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9.9 M shares +2.62%
Common Stock, Shares, Outstanding 9.87 M shares +3.03%
Entity Public Float 246 M USD -15.2%
Common Stock, Value, Issued 1.47 M USD +2.09%
Weighted Average Number of Shares Outstanding, Basic 9.57 M shares +2.62%
Weighted Average Number of Shares Outstanding, Diluted 9.75 M shares +1.29%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 560 M USD +7.4%
General and Administrative Expense 244 M USD +7.72%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 29.1 M USD -30.7%
Income Tax Expense (Benefit) 6.64 M USD -25%
Net Income (Loss) Attributable to Parent 22.5 M USD -32.2%
Earnings Per Share, Basic 2.36 USD/shares -35%
Earnings Per Share, Diluted 2.32 USD/shares -34.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net 13.5 M USD -8.16%
Property, Plant and Equipment, Net 13.4 M USD -10.4%
Operating Lease, Right-of-Use Asset 33.4 M USD -3.21%
Goodwill 716 K USD 0%
Assets 1.76 B USD +3.27%
Liabilities 1.42 B USD +2.59%
Accumulated Other Comprehensive Income (Loss), Net of Tax -219 K USD +42.1%
Retained Earnings (Accumulated Deficit) 362 M USD +2.98%
Stockholders' Equity Attributable to Parent 336 M USD +6.24%
Liabilities and Equity 1.76 B USD +3.27%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 58.5 M USD +11.1%
Net Cash Provided by (Used in) Financing Activities -44.4 M USD -48.2%
Net Cash Provided by (Used in) Investing Activities -20.3 M USD -0.64%
Common Stock, Shares Authorized 1 B shares 0%
Common Stock, Shares, Issued 14.7 M shares +2.02%
Common Stock, Par or Stated Value Per Share 0.1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -6.26 M USD -352%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 122 M USD -8.85%
Interest Paid, Excluding Capitalized Interest, Operating Activities 16.3 M USD +10.6%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 72.1 M USD +5.95%
Operating Lease, Liability 35.7 M USD -3.32%
Depreciation 4.6 M USD +12.2%
Payments to Acquire Property, Plant, and Equipment 1.03 M USD -37.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 22.6 M USD -30.9%
Lessee, Operating Lease, Liability, to be Paid 43 M USD -1.41%
Property, Plant and Equipment, Gross 44.1 M USD +4.32%
Lessee, Operating Lease, Liability, to be Paid, Year Two 8.8 M USD +2.46%
Lessee, Operating Lease, Liability, to be Paid, Year One 9.68 M USD +13.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Deferred Income Tax Expense (Benefit) 112 K USD -97.7%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 6.39 M USD -6.96%
Lessee, Operating Lease, Liability, to be Paid, Year Three 7 M USD +2.72%
Preferred Stock, Shares Issued 0 shares
Deferred Federal Income Tax Expense (Benefit) 289 K USD -94.5%
Current Income Tax Expense (Benefit) 4.71 M USD -49.5%
Preferred Stock, Shares Authorized 100 M shares 0%
Unrecognized Tax Benefits 733 K USD +77.1%
Lessee, Operating Lease, Liability, to be Paid, Year Four 5.24 M USD +0.89%
Operating Lease, Payments 2.81 M USD +21.2%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) 1.15 M USD -41.2%
Current Federal Tax Expense (Benefit) 3.57 M USD -51.7%
Amortization of Intangible Assets 3.7 M USD +27.6%
Depreciation, Depletion and Amortization 3.5 M USD -14.2%
Deferred Tax Assets, Net of Valuation Allowance 13.6 M USD -1.22%
Deferred State and Local Income Tax Expense (Benefit) -177 K USD +63.2%
Preferred Stock, Par or Stated Value Per Share 0.1 USD/shares 0%